7. Rochester, New York
Average Annual Premium: $1,249.26
Rochester is the third most populous city in New York, following New York City and Buffalo, with a population of 210,565. Rochester is an international center of higher education, as well as medical and technological development. It is home to the esteemed University of Rochester and the Rochester Institute of Technology. In 2012, Kiplinger rated Rochester as the fifth best city for families, citing top public schools, a low unemployment rate and a low cost of living – including car insurance prices.
6. Boise, Idaho
Average Annual Premium: $1,221.65
Idaho’s capital and most populous city, Boise, has a population of nearly 206,000. Technology investment and the high-tech industry have become very important to the vitality of Boise’s economy. Boise is also the headquarters for major companies including Albertsons, J.R. Simplot Company, Idaho Pacific Lumber Company, Idaho Timber, WinCo Foods, Bodybuilding.com, and Clearwater Analytics. Not only is Boise a thriving city, it also boasts some of the lowest car insurance prices in the country due to its low crime rate and lack of congestion on the major roadways.