9. Spokane, Washington

Average Annual Premium: $1,307.68
The city of Spokane sits west of the Rocky Mountain foothills on the Spokane River in eastern Washington state. Spokane is the second largest city in Washington with a population of approximately 209,000. It’s major economic industries include aerospace manufacturing, health sciences, professional services, information science and technology, finance and insurance. It’s also big on clean technology and digital media.
8. Fayetteville, North Carolina

Average Annual Premium: $1,294.80
Fayetteville is home to nearly 204,500 residents as well as Fort Bragg, the U.S. Army installation which lies northwest of the city. Fayetteville has received the “All-America City” award three times and was ranked in the “Top 5 Defense Industry Development” areas in the U.S. Fayetteville was also recently named as one of the top cities to retire in by Where to Retire magazine. Cheap car insurance prices can be attributed to North Carolina’s Safe Driver Incentive Plan which promotes safe driving by increasing insurance costs for unsafe drivers.