We all want to get a good deal on expenses like car insurance. A number of factors affect the annual premiums for car insurance. These include the climate, the number of motorists on the roadways, the public transportation system in the area, the crime rate, as well as the number of uninsured drivers in the area. Interested in learning which US cites offer the cheapest premiums? Read through the top 13 US cities for cheap car insurance. How does your city compare?
13. Albuquerque, New Mexico

Average Annual Premium: $1,442.01
With a population of nearly 546,000 people, Albuquerque is the most populated city in New Mexico and the 32nd largest city in the U.S. This centrally located city which is bordered by the Sandia Mountains on the east, is home to the University of New Mexico, the Kirtland Air Force Base, the Sandia National Laboratories and the Lovelace Respiratory Research Institute.
12. Birmingham, Alabama

Average Annual Premium: $1,429.36
Alabama’s largest city, Birmingham is home to nearly 213,000 residents. Birmingham was once the primary industrial city of the south and today ranks as one of the most important business centers in the Southeastern United States. It is also one of the largest banking centers in the country. Birmingham is home to a number of private tertiary institutions including the University of Alabama at Birmingham, as well as five law schools. Birmingham is often regarded as one of the best cities to work in the U.S. due to its competitive salaries and low living costs.