Retirement is a transition time for many 50- or 60-somethings to settle down in new surroundings. The career has waned, the nest has emptied and its time for a change. This new phase of life can be one of opportunity and adventure. Some retirees search for a sunny locale with a picturesque backdrop and recreational amenities. Others venture to affordable towns with stable economies and abundant resources. We’ve compiled a list of the 12 best cities to retire in the USA based on factors like cost of living, crime rate, cultural and recreational resources, climate and mobility.
1. Boise, Idaho
Boise provides retirees with a number of benefits. The mid-sized city is the third largest Metro in the Pacific Northwest and offers an abundance of cultural and recreational activities. Downtown Boise boasts a number of street-side cafes and high-end boutiques and retail stores. Residents of Boise can visit the Velma V. Morrison Center for the Performing Arts or take part in the Gene Harris Jazz Festival in the spring. The cost of living is reasonable in Idaho’s capital city, at just 4% above the national average. The city records a low crime rate year after year and experiences a fairly dry and mild climate. It’s a great city for active adults over 50.

2. Fargo, North Dakota
Fargo boasts what is known as a gangbusters economy. The cost of living is 8% below the national average and a typical home sells for $165,000. There are sufficient doctors available per capita and the city’s air quality is above average. The universities in the area breathe life into Fargo’s culture. There are several performing arts theaters, museums and restaurants for retirees to enjoy. You must be prepared for the cold winters in Fargo, but the 80+ degree temperatures in the summer may persuade you to retire in this affordable mid-western city.
