11. Des Moines, Iowa

Average Annual Premium: $1,420.07
Des Moines is the capital and most populous city in Iowa with nearly 204,000 people. Des Moines is not only a major center of the U.S. insurance industry, it is also home to many financial institutions and publishing companies. Forbes magazine named Des Moines as the “Best Place for Business” in both 2010 and 2013. In 2014, NBC ranked Des Moines as the “Wealthiest City in America.” We can add one of the top US cities for cheap car insurance to that glowing list.