Credit card bonus offers are a quick way to earn hundreds of dollars’ worth of rewards by using the card regularly, but the best deals don’t always stick around. Look for credit cards that offer the best sign-up bonuses.
Credit card companies are handing out big bonus offers for new customer sign ups – sign-up bonus offers can come in the form of cash back, miles, or points, and offer a great way to kick start earning with hundreds of dollars in rewards.
The largest bonuses typically come from travel credit cards — airline- and hotel-branded cards especially, but also general travel cards. These are the top picks for cards with the best sign-up bonuses right now. One tip: just get another credit card to grab the sign up bonus on offer.
Capital One Savor Cash Rewards Credit Card
Users of the Capital One Savor card can earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. After spending $3,000 in the first three months from opening the account users receive a $500 intro bonus, and the annual fee of $95 will be waived in the first year. There are no rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much one can earn and users also won’t experience foreign transaction fees. The yearly APR is 16.24% – 25.24%.
Chase Sapphire Preferred Card
Users can look forward to earning 50,000 bonus points after spending $4,000 on purchases in the first three months from account opening. That’s $625 toward travel when users redeem through Chase Ultimate Rewards. The Chase Sapphire Preferred was named a ‘Best Travel Credit Card’ by MONEY Magazine, in 2016. Expect double points on travel and dining at restaurants worldwide & earn one point per dollar spent on all other purchases. There are no foreign transaction fees and no blackout dates or travel restrictions – as long as there’s a seat on the flight, card holders can book it through Chase Ultimate Rewards. There’s a $95 annual fee following the first year and a regular APR of 17.74% – 24.74%.
Capital One Quicksilver Card
By signing up for Capital One’s Quicksilver card users earn a one-time $200 cash bonus by spending $1000 on purchases within three months from opening up the account. Expect to earn unlimited 1.5% cash back on every purchase. There are no rotating categories or sign-ups needed to earn cash rewards and cash back won’t expire for the life of the account and there’s no limit to how much users can earn. Expect0% intro APR on purchases for 9 months and 14.74%-24.74% variable APR. There is no annual fee or foreign transaction fees.
Bank of America Cash Rewards Credit Card
This credit card comes with no annual fee and a new user can expect a $200 online cash rewards bonus after spending at least $500 on purchases in the first 90 days of account opening. Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter. There is a 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 15.24% – 25.24% variable APR. Users get a 10% customer bonus every time they redeem their cash back into a Bank of America checking or savings account and Preferred Rewards clients can increase that bonus to 25% – 75%.
Wells Fargo Propel American Express Card
After spending $3,000 in purchases in the first 3 months users of the Propel American Express Card can earn 30,000 bonus points. Users will earn triple points for eating out and ordering in, at gas stations, ride shares, on transit and for travel including flights, hotels, home stays and car rentals and users will earn 1X points on other purchases. There is no annual fee and 0% intro APR for 12 months on purchases and balance transfers, then a 14.49%-26.99% variable APR.
Capital One Venture Rewards Credit Card
By signing up for the Venture Rewards Card users can enjoy a one-time bonus of 50,000 miles (equal to $500 in travel) once they spend $3,000 on purchases within the first three months from account opening. Expect to earn double miles on every purchase, plus earn 10X miles on thousands of hotels. The Venture Rewards Card was named ‘The Best Travel Card’ by CNBC in 2018. Users will receive up to $100 application fee credit for Global Entry or TSA Pre✓. Fly any airline, stay at any hotel, anytime; no blackout dates and miles won’t expire for the life of the account and there’s no limit to how many one can earn. This card also comes with no foreign transaction fees and $0 intro annual fee for the first year and $95 after that.
Wells Fargo Cash Wise Visa Card
After signing up for the Case Wise Card users will earn a $200 cash rewards bonus after spending $1,000 in the first three months. Users will enjoy unlimited 1.5% cash rewards on all purchases and 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay or Google Pay, during the first 12 months from account opening. There are no category restrictions or sign ups and cash rewards don’t expire as long as the account remains open. Users get up to $600 protection on their cell phones against covered damage or theft when they pay their monthly cellular telephone bill with their Wells Fargo Cash Wise Visa Card. There is no annual fee with this card and 0% intro APR for 12 months on purchases and balance transfers, then a 15.99%-26.99% variable APR.
Chase Freedom Unlimited
One of the most incredible features of the Chase Freedom Card is 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. Card users will get unlimited 1.5% cash back on every purchase and a one-time $150 bonus after spending $500 on purchases in the first three months from account opening. There is no minimum to redeem Cash Back rewards and they do not expire as long as the account is open. This card also boasts no annual fee.
Bank of America Travel Rewards Credit Card
This card is for frequent travelers – earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and the points don’t expire. New users will receive 25,000 online bonus points after spending at least $1,000 in purchases in the first 90 days of account opening. Travelers can use this card to book a trip how and where they want, there are no blackout dates or restrictions. Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees. Expect a 0% introductory APR for 12 billing cycles for purchases, then 16.99% – 24.99% variable APR. Users get an additional 10% customer points bonus on every purchase when they have an active Bank of America checking or savings account (if they’re a Preferred Rewards client, they can increase that bonus to 25%-75%).
Citi/AAdvantage Platinum Select World Elite Mastercard
Another excellent credit card choice for frequent fliers – earn up to 50,000 American Airlines AAdvantage bonus miles in one year: 40,000 AAdvantage miles after making $2,000 in purchases in first three months and 10,000 after making a total of $6,000 in purchases in first 12 months of account opening. Users will earn 2 AAdvantage miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchases. Enjoy no foreign transaction fees and the added bonus of the first checked bag free on domestic American Airlines itineraries for users and up to four companions traveling on the same reservation. Also users can enjoy preferred boarding on American Airlines flights and receive 25% savings on inflight food and beverage purchases.